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Flood Insurance

Did You Know That?

  • Flood damage is not covered under your homeowners policy.
  • Nine out of ten disasters occurring in the United States annually are flood-related.
  • Flooding causes as much as $4 billion in property damage each year.
  • In the past 25 years, one-third of all flood claims have been paid to policyholders residing outside official flood zones.
  • Over a thirty year mortgage, the chance of fire is 1%, while the chance of flooding is 6%.
  • Flooding patterns change as weather patterns and communities change.
  • Flooding can result from drainage and run-off from prolonged periods of rain.